When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. Both cards also offer $10 per. S. 25 cents per point). Earning Rewards With both cards, you. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. Here are areas where the cards beat the competition, with the maximum coverage amount by category. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. 01 (one cent), which means that 100 points equals $1 in redemption value. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. Then, select your Chase Sapphire Preferred card. @m_adams. Cardholders earn 5 points per $1 on travel purchased through. after you spend $4,000 on purchases in the first 3 months from account opening. Insider pegs Chase Ultimate. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. 31, 2025. As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. 4% or 5. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Chase Sapphire Reserve Fees. First, you could book flights directly through the Ultimate Rewards travel portal. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. Best for Trip. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. AmEx points can give outsized value too, but only when. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. But an annual fee should not be the end. Best for premium Uber. According to Chase, that would equate to a. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. The card earns 1. Chase Sapphire Preferred Travel Benefits. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Metal Factor: Measuring up to its peers, the Savor. Chase Sapphire Preferred Card. 99% - 29. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. Compare. In this area, the Chase Freedom Unlimited shines. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. Updated Thu, May 25 2023. The Chase Sapphire Reserve annual fee is $550 per year. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. I value Ultimate Rewards points at 1. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. 49%. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Best Alternatives to the Chase Sapphire Reserve Card. Chase Sapphire Preferred® Card: Best for beginners. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. The Chase Sapphire Preferred® Card may. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. THE POINTS GUY Let's start with a side-by-side comparison of the. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. These bonus points may even be enough to earn a free domestic round-trip flight. com. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. To get you started, new cardmembers can earn 60,000 bonus points after spending. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now. But this offer. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. Chase Sapphire Reserve®: Best Premium Card; Chase Sapphire Preferred® Card: Best Travel Rewards for a Low Annual Fee; Chase Freedom Flex℠: Best for Multiple Bonus. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. 49% and runs up to 29. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. Chase Sapphire. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. 25 cents when redeemed for travel booked through Chase's online portal, operated by. We recommend having a FICO score of. No-annual-fee competitors also typically have lower rewards rates than the Preferred card and no yearly. Insider's valuations estimate this. Amex Platinum Card — Uber Cash. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. The Chase Sapphire Preferred is designed for frequent and casual travelers. 25 cents each for travel booked through Chase or transfer points. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. In turn, its 60,000-point bonus is worth $750 in travel. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. sans “X”, is. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. 5 cents each if you have a Chase Sapphire. 31, 2024, or for a minimum of 12 months, depending on your activation date. New. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. Best for online grocery shopping: Chase Sapphire Preferred. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. Both cards do have features and benefits that help to justify or offset the annual fees though. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Deciding between two rewards. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. Both cards also offer $10 per. OR ANY OF ITS AFFILIATES. The. 60,000 Ultimate Rewards points after you spend $4,000 within three months. Dream bigger with the Disney Premier Visa Card from Chase. Its initial bonus is 60,000 points. Bio; Latest Posts;Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Best for Trip. Capital One Venture Rewards Credit Card. That’s worth up to $1,000 in travel. locations and for a statement credit toward. Earning Rewards. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. 5 cents each when redeemed for travel through Chase Ultimate Rewards®. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. Best for Uber credits: American Express® Gold Card. Best at Bank of America: Bank of America Preferred Rewards. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. 25 cents per point when booking through the Chase Travel portal (instead of 1. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. CarlosACJ • 5 mo. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. we actually think they are not direct competitors. Its collection of travel and purchase protections, statement. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. The Chase Sapphire Reserve® has a much higher annual fee — $550,. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Select which purchases you’d like to redeem points. With the Freedom Flex, you earn $200 after spending $500 on. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. You won't have Priority Pass lounge access any longer, but you'll still be. The Chase Sapphire Reserve comes with a. In this article, we pit the Chase Sapphire Reserve® vs. At $95 per year, it offers a simple two miles per dollar spent. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. To compare two very different welcome bonuses, we considered the relative return on investment of each. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. At an absolute minimum, 60K Ultimate Rewards points can be redeemed for $750 worth of travel through the Chase Travel Portal. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. Intro APR: None. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. Earn 5x Ultimate Rewards points on: travel purchased through Chase Ultimate Rewards (except hotels eligible for the $50 hotel credit). 25 cents per point through the Ultimate Rewards travel portal. Winner: Chase Sapphire Preferred® Card. Based on TPG's valuations, this equals a 4% return on spending. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. The best Visa Signature card can be a matter of opinion. Chase Sapphire Preferred - Refer-A-Friend - Chase. The Best SAP Competitors of 2023. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. Chase Sapphire Preferred Card: Best for beginners. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. For those who don’t travel as often though. Annual. The Sapphire Preferred has a $95 annual fee, and it earns 5 points on travel purchased through Chase Ultimate Rewards, 2 points on all other travel purchases, and 3 points on dining, online. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. The balance transfer APR is also the same, and there is no introductory APR for either card. Both cards have a variable APR between 18. Earn 2% on select card purchases and 1% on all other card purchases. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. Best low-fee card for Lyft: Chase Sapphire Preferred® Card. The question is, how do you choose the right card?. ago. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). The Chase Sapphire Preferred® Card is our best overall travel credit card for vacation rentals due to its reasonable $95 annual fee, generous earning rates and flexible rewards. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). It offers numerous benefits that can easily justify its $95 annual fee. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Bankrate Score. You can use your Ultimate Rewards to book flights through the Chase Travel portal. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. The competitors would be Amex Plat and C1 VX. Not only does the card offer 3X points on restaurants. Annual Fee: $550. For flights, you have a couple of different options. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. Both. Chase’s Competitors Respond. Additionally, this product is open to the general public and doesn’t require an invitation. And while you don’t receive any stay credits automatically. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Chase Sapphire Lounge by the Club. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Both Chase and Amex offer several different redemption opportunities for their points. A. Redeem toward most anything Disney at most Disney U. 31, 2024, to take advantage of this perk. S. 3. So, $95 - $50 -. Lyft rides through March 2025. Redeem toward most anything Disney at most Disney U. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. 1-1. In contrast, the Chase Sapphire Reserve welcome bonus, 60,000 points earned when you spend $4,000 in purchases in the first three months, is good for $900 in travel booked through the Chase. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. card_name: 66,200 Amex Membership Rewards points. Interest. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. 10% point bonus each year. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. CSP is a Visa Signature which is a tier below Visa Infinite, which is what the Venture X is. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. NOT FDIC INSURED. Amex Gold welcome offer. Since I had a plan, it only took me a few days to earn the bonus and get my extra. S. However, we value Chase points at 2 cents per point, making 100,000. Best cards for earning Chase Ultimate Rewards. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. 49% to 29. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. Card Weight: 17 grams. . Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. The Chase Sapphire Reserve earns 3x points on travel purchases. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. @m_adams. 1. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred is still a great option. The card. 2. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. But paying an annual fee of $550 upfront isn't for everyone. Use your $50 annual hotel credit through Chase Ultimate Rewards. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. That's $750 when you redeem. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. You also need to be under Chase’s 5/24 rule. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. $95 ( see rates and fees) Welcome bonus offer. It has a generous sign-up bonus and you can earn points on. Best for Uber: The Capital One SavorOne Rewards Card. Interest. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. You must activate your subscription by Dec. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. Here are some reasons the. Yes, big recent news that the bonus is being increased to a potential of 90k. All you have to do after logging into your account is go to the main menu on your. Cons. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. Additionally, cardholders. Best at Chase: Chase Premier Plus Checking℠. The Citi Premier® Card, from our partner Citi, is Citi’s competition for the Chase Sapphire Preferred, with the same $95 annual fee and similar perks for spending. The Sapphire Preferred has a $95 annual fee, while the Sapphire Reserve has a $550 annual fee, but I subtract $300 from that, due to the value of the travel credit. Activate by July 31, 2024. (7,829 cardmember reviews) Sign in to apply faster Apply as a guest * Offer Details †. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. With the Freedom Flex, you earn $200 after spending $500 on. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. The Platinum Card® from American Express. However, it also comes with perks the Sapphire Preferred doesn't offer including up to a $300 statement to reimburse you for travel purchases. When you account for the card’s various perks, including the welcome bonus, 10 percent. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. Both offer up to $50,000 in. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. Winner: Chase Freedom Flex. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Sapphire is our premier credit card for travel and dining. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. New cardholders of the. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. The Chase Sapphire Reserve stands as one of the best travel credit cards. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. Remember that points with the Chase Sapphire Reserve® can be worth 1. Rewards winner. To join (and avoid the $25 monthly account fee), you will need to maintain a minimum $75,000 account balance. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. That effectively brings the fee down to $250. Once a creative solution during the worst of the pandemic, your points will no longer go as far using Pay Yourself Back. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Point transfers take a little extra work, but transferring your points could increase how much they. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. With the Chase Sapphire Preferred, cardholders can earn 60,000. Luxury Card may be a name new to many of you — it is a collection of three premium World Elite Mastercards from Barclays Bank. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Also, the Venture X comes with cell phone insurance. Chase Sapphire Preferred® credit card. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Rates and Fees. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . Additionally, it offers flexible point redemption options, no foreign. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. .